Aug 8, 2012

Love What You Do

"Let the beauty of what you love be what you do."  Rumi

Joseph Campbell says it similarly when he says to "follow your bliss".  Even with caregiving, which may seem thrust upon us and something we would never have chosen, it seems important that we are happy doing it -- or we need to not do it.  That does not mean that every thing will be easy.  For instance, I am now once again needing to fight for his longterm care insurance coverage.  I did not realize that once a year a doctor has to re-certify that he needs longterm care.  (as if dementia is something a person recovers from!!)  The form has been with the doctor since early June and not completed and sent back to the insurance company, so the insurance company appears to be using that as an excuse to not pay.  And, these payments and premiums are adding up, $14,000 so far, until the form gets back AND is accepted by the insurance company.  Our longterm care insurance is with a company that is considered one of the best.  It has been such a headache that I can't imagine if we had a company that was inferior.  So, in times like these it is hard to love what we do, but imperative to do so.  It seems that if we cannot find an attitude of being happy with what we do, then it is better if we get someone else to do it for us.  In our case I am asking the insurance fraud department of the State Department of Labor and Regulation to assist.  Every state has one, and I think it is important that we not allow the insurance companies to get away with appropriate nonpayment.  Someone said insurance companies have a policy:  Delay. Deny. Defend.  We bought longterm care insurance to assist us.  The insurance company needs to do what our policy states it will do.  Involving the insurance fraud department of the State Department of Labor and Regulations did really help.  The insurance company promptly made a decision they should have made two months ago.  So, if you have trouble with your longterm care insurance company, just mentioning the State Department of Labor and Regulations Insurance Fraud Department can get good results. 

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