Oct 13, 2012

2013 Medicare Open Enrollment

"The 2013 Medicare open enrollment period  is October  15 to December 7, 2012.  Review and compare your coverage options." https://www.medicare.gov

That time has rolled around again, and for those of us who are caregivers for someone with dementia, it is in our best interest to make sure we have the medicare plans that are best for us.  I have found it financially beneficial to check every year to make sure we are on the best prescription plan for the medications he is taking.  Medication costs are a big part of what we deal with as caregivers for someone with dementia.  It is not at all unlikely for the person with dementia to be taking 10-15 medications -- some of which are not available in their cheaper, generic form.  So, every year I go to the above website and check.  I have entered and saved under a password his medications, so all I have to do is add any additional medications, and the website then figures which insurance company has the most affordable plan for us.  Perhaps we are exceptions, but I have found it in our best interest to change his prescription drug insurance carrier every year.  It can be a savings of hundreds of dollars.  I recommend you check it out, or ask someone to check it out for you. 

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